Personal Injury > Motorcycle Accident

Motorcycle Accidents

Road collisions happen daily. They happen for numerous reasons and they involve all types of motorized vehicles, including motorcycles. A motorcycle rider is at a much greater risk of suffering serious injuries in an accident, including head injury, road rash, muscle damage, biker’s arm and leg injury than an automobile driver is due to direct impact and gravity. Helmets and other safety gear protect some motorcycle drivers from serious injury, but not all.

What Your Accident Benefits Cover

If you or someone you know has been injured or killed in a motorcycle accident, you are entitled to receive accident benefits as long as you are insured. As experienced personal injury lawyers in Peterborough, Miskin Law has been assisting drivers and passengers in Southern Ontario who have been injured in motorcycle accidents for over 35 years. We provide free first consultations during which we will explain your rights in detail, the legal process in plain English, and your benefits coverage, which includes things like income replacement, medical expenses, rehabilitation expenses and primary caregiver expenses for those who cannot act as a primary caregiver for a member of their household. 

Important steps to take when injured:

  • Record names and addresses of involved parties and witnesses to the accident
  • Inform your family doctor of your injuries
  • Notify your insurance company as soon as possible of your accident
  • Notify your employer
  • Record the names and contact info of your doctors and healthcare workers
  • Record insurance information
  • Check insurance coverage
  • Keep all receipts for related expenses

If the accident is your fault you still may be entitled to statutory accident benefit

Filing a Compensation Claim

If you have been injured in a motorcycle accident, there are two sources you can claim compensation from:

  1. A claim against your own insurance company or the insurance company of the other vehicle involved in the accident.
  2. A claim against the at-fault driver.

When claiming for accident benefits, the first thing you need to do is notify the accident benefits insurer and provide information in support of your claim. Usually, an insurance company will dispatch an adjuster to meet with you to discuss your accident and your injuries. Know that what you say to the adjuster will be added to your insurance file and may likely influence future accident benefit claims. We strongly suggest you get legal advice before meeting with an adjuster. You are not obligated to speak to an adjuster from the at-fault insurance company, but if you choose to, the same advice applies. Before all benefits are paid, several forms must be completed. Our staff can help you complete these forms during our first meeting. 

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